Fast, Affordable Business Loans
Flexible Business Financing to Fit your Needs
Rates starting at
6.47%
Decisions in as little as
72 Hours
Financing upto
$3M
Apply for multiple offers with one quick application
Customer reviews
"Great session! Dani was super helpful. She shared some practical advice on how can lorem ip we go about refining our service offerings."
"It's is both attractive and highly adaptable. It's exactly what I've been looking forefinitely wo lorem ipsum dolorth the investment."
"I am really satisfied with it. I'm good to go. It really saves me time and effort. It's is exactly what our business has been lacking. "
"I am really satisfied with it. I'm good to go. It really saves me time and effort. It's is exactly what our business has been lacking. "
We make business loans simple
- Apply in 5 mins
- Decision in as little as 4 Hours
- Receive Funds
We Offer Financing for Every Business Need
Business Loans
Line of Credit
SBA Loans
Revenue Based Financing
Invoice Factoring
Purchase Order Financing
Business Loans
Line of Credit
SBA Loans
Revenue Based Financing
Invoice Factoring
Purchase Order Financing
Common Industries for Business Loans
- Adult Entertainment
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Automobile Dealers & Parts
- Construction
- Education
- Finance and Insurance
- Firearm Sales
- Freight Trucking
- Gambling
- Gas Stations
- Healthcare
- IT, Media, or Publishing
- Legal Services
- Manufacturing
- Mining (expect Oil or Gas)
- Oil and Gas Extraction
- Political, Governmental, or Publishing Organizations
- Real Estate
- Religious Organizations
- Restaurants and Food Services
- Retail Stores
- Social Assistance
- Transportation and Warehousing
- Travel Agencies
- Utilities
- Wholesale Trade
- SAAS (Software as a service)
What is a business term loan?
A term loan, often referred to as a business loan, is an agreement between a lender and a borrower where a lender provides immediate cash to the borrower, and the borrower repays the money in installments over an agreed-upon length of time. The borrower also pays a certain percentage of interest as an incentive to the lender.
A business term loan can help you as a business owner with large purchases. It efficiently spreads a large sum payment over smaller fixed installments to the lender. Think of it as something similar to a student loan, where a student pays off the university and then pays back the amount to the lender in smaller monthly repayments.
A business term loan is great for specific expenses like the purchase of a new location for business expansion, equipment, vehicles, etc. to improve your operations and boost growth. However, it comes at the cost of interest and may include other fees.
How does a business term loan work?
For a long-term loan between three and ten years, you will probably pay an interest rate between 4% and 6%. However, several factors will determine your interest rates, such as your cash flow, credit history, and other financial information.
Like any loans, business term loans charge interest. You can get a fixed-rate loan, which will keep the interest rate the same throughout the life of the loan. Alternatively, you can get a variable rate loan, which goes up or down depending on a base interest rate. Most borrowers opt for a fixed-rate term loan to keep interest costs stable.
You can find both short-term and long-term small business loans from online lenders like Idea Financial (sometimes called “alternative lenders”), peer-to-peer lenders, and other institutional lending companies. Some may try to match bank loan rates, but most will cost more.
Why Consider a Business Loan with Talf?
Business loans are one of the most versatile forms of business financing available to owners on the market today. They are available in a large range of sizes, come with an array of payment options and there is no limit on the way you can use the business funding options. Whether you were looking to grow, maintain daily operations, or build yourself a cash flow safety net to manage the unexpected, Kapitus can help you build the right loan product and get funding for your business to meet your unique needs.
FAQs
Yes, we offer funding solutions tailored to both your business and personal financial needs. Whether you’re looking to expand your business, manage cash flow, or cover personal expenses, we can help. Additionally, our services include credit repair assistance to help you qualify for better financing options. Contact us to learn more about how we can support your financial goals.
Yes, we offer funding solutions tailored to both your business and personal financial needs. Whether you’re looking to expand your business, manage cash flow, or cover personal expenses, we can help. Additionally, our services include credit repair assistance to help you qualify for better financing options. Contact us to learn more about how we can support your financial goals.
Yes, we offer funding solutions tailored to both your business and personal financial needs. Whether you’re looking to expand your business, manage cash flow, or cover personal expenses, we can help. Additionally, our services include credit repair assistance to help you qualify for better financing options. Contact us to learn more about how we can support your financial goals.
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